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Insurance Needs

Frequently Asked Question on Life Insurance

› What do you mean by Guaranteed Additions?

› What are Loyalty Additions ?

› What is Surrender Value ?

› How do I revive a lapsed policy ?

› When does a policy lapse ?

› Is there a difference between an Agent and a Broker ?

› Is there any other benefit of buying insurance other than the risk cover ?

› Who are Insurance Brokers ?

› Which policy qualifies for Bonus eligibility ?

› What is the Double Accident Benefit (DAB) ?

› What is Nomination ?

› What is Assignment of a policy ?

› What is a Paid-up policy ?

› How is the Paid-up value of policy calculated ?

› What benefits are not accrued to a Paid-up policy ?

› Should you allow your policy to become a Paid-up one ?

› What is the scope of cover under Raj Rajesheshwari Mahila Kalyan insurance ?

› What are the benefits available under Raj Rajesheshwari Mahila Kalyan insurance ?

› Who are entitled for Bhagyashree Child Welfare Insurance ?

› What are the benefits available under Bhagyashree Child Welfare Insurance ?

› What is the Free Disability Benefit ?

› What is the date of commencement of risk for LIC policies ?

› What is an Annuity ?

› When do you receive Annuity payments ?

› What is the Unit-Linked Insurance Plan (ULIP) ?

› Who can attest the discharge vouchers for matured or death claims ?

› Who should sign the Form of Discharge ?

› How can an NRI pay the premium under the policy ?

› Can NRIs take Foreign-Currency policies of LIC ?

› What are the types of schemes offered by LIC to NRIs ?

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